Cost of Living for Students in Different Parts of Canada

Cost of Living for Students in Different Parts of Canada
Introduction
For both domestic and international students, understanding the cost of living in Canada is essential before starting an academic journey. Expenses can vary widely between provinces and cities — influenced by housing prices, transportation, food costs, and lifestyle choices. This guide breaks down the typical student budget in major Canadian regions.
1. Toronto, Ontario
Monthly Average Cost for Students: CAD 1,500–1,500 – 2,200
- Rent (shared apartment): 800–800 – 1,200
- Public transportation (TTC pass): ~$156
- Groceries: 300–300 – 400
- Miscellaneous (phone, entertainment, supplies): 150–150 – 300
Notes: Toronto offers excellent job opportunities but has some of the highest rental costs in Canada.
2. Vancouver, British Columbia
Monthly Average Cost for Students: CAD 1,400–1,400 – 2,000
- Rent (shared apartment): 700–700 – 1,100
- Public transportation (Compass Card): ~$105
- Groceries: 250–250 – 350
- Miscellaneous: 150–150 – 300
Notes: Scenic coastal city with high housing demand; students often share accommodations.
3. Montreal, Quebec
Monthly Average Cost for Students: CAD 1,000–1,000 – 1,500
- Rent (shared apartment): 500–500 – 800
- Public transportation (STM pass): ~$56
- Groceries: 250–250 – 350
- Miscellaneous: 100–100 – 250
Notes: Montreal has one of the lowest living costs among major Canadian cities, making it attractive to budget‑conscious students.
4. Ottawa, Ontario
Monthly Average Cost for Students: CAD 1,100–1,100 – 1,600
- Rent: 600–600 – 900
- Public transport (OC Transpo pass): ~$125
- Groceries: 250–250 – 350
- Miscellaneous: 100–100 – 250
Notes: Balanced lifestyle with moderate costs and strong employment opportunities in government and tech.
5. Calgary, Alberta
Monthly Average Cost for Students: CAD 1,100–1,100 – 1,500
- Rent: 550–550 – 850
- Public transport pass: ~$112
- Groceries: 250–250 – 350
- Miscellaneous: 100–100 – 200
Notes: Affordable compared to Toronto/Vancouver, with good part‑time job options.
6. Halifax, Nova Scotia
Monthly Average Cost for Students: CAD 1,000–1,000 – 1,400
- Rent: 500–500 – 750
- Public transport pass: ~$82
- Groceries: 250–250 – 300
- Miscellaneous: 100–100 – 200
Notes: Coastal city with friendly communities and reasonable living expenses.
Factors Influencing Costs
- Accommodation type (shared apartments, campus housing, or private rentals)
- City size and housing market conditions
- Personal lifestyle choices (entertainment, dining out, travel)
- Part‑time work opportunities to offset expenses
Conclusion
While Canada offers high‑quality education across all provinces, the cost of living varies significantly between cities. Students should plan budgets realistically, factoring in rent, transportation, groceries, and personal expenses. Choosing the right city can make a big difference in overall affordability and quality of student life.